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The Trench: Splurge

The classic topper is a must-have for those cooler days when you're not quite ready for a coat just yet.

The Trench: Save

This budget-friendly option means you have more money to splurge on those new boots.

Lady Bag: Splurge

The zippers give this feminine satchel a bit of edge.

Lady Bag: Save

A structured bag at a budget-friendly price.

Printed Tights: Splurge

These are so Marc Jacobs Fall 2012.

Printed Tights: Save

Bring an unexpected twist to your LBD with these star tights.

Ski Sweater: Splurge

The bright color and busy pattern will take your mind off those freezing temps.

Ski Sweater: Save

We love a good fair isle pattern.

Rain Boots: Splurge

It's fall, which means it's gonna rain. At least look chic while you're dodging puddles.

Rain Boots: Save

These will keep your feet dry and are lined with shearling. What more could a girl ask for?

Midi Skirt: Splurge

We couldn't resist the colorblocking and peplum on this skirt.

Who could say no to this cherry red stunner?

Denim Alternative: Splurge

A modern take on skinny jeans—a velvet legging.

Denim Alternative: Save

These comfy cords will keep you going through winter.

Scarf: Splurge

Is it a sweater or is it a scarf? We don't care, it's cool and will keep us crazy-warm.

Scarf: Save

Wait, a puffer scarf? Unexpected—we like it.

Booties: Splurge

We love a new designer and Burak Uyan has it nailed. These booties are as cute with your summer dresses as they are with jeans and a leather jacket.

Bootie: Save

This simple peep-toe bootie boasts a no-nonsense style. Add it to your shoe rotation, stat.

Blouse: Save

We love the cobalt blue color and sweet frill detail on this top from Kate Middleton's fave store.

Blouse: Save

A cheeky heart print on a pretty blouse is a study in contrasts.