We already spoiled you with beach cover-ups for the One Percent, but perhaps you prefer slumming it with us in the 99? If so, we found 20 options every bit as stylish as that $2,000 sequined Oscar option, all less than $50. Think of it as the summertime equivalent of wrapping paper: pretty, but ready to be peeled off for a splash in the waves.

More on Luckymag.com:

• 50 Summer Beauty Bargains Under $15
• Emma Stone's Best Looks from the Spider-Man Press Tour
• Make Room For Fashion: Fedoras
• Rebuild Your Wardrobe For Under $500
• How to Style Stuff You're Sick Of

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